Manager (Credit Risk)

Job Overview

SDB Bank PLC is seeking a seasoned, analytical, and highly capable professional for the position of Manager – Credit Risk. This role is responsible for evaluating credit applications and managing credit risk in line with the organization’s Credit Policy and Risk Appetite. The successful candidate will ensure sound, consistent credit decisions, recommend appropriate risk mitigation strategies, and support portfolio performance through prudent underwriting practices.

Position Details

• Position: Manager – Credit Risk

• Organization: SDB Bank PLC

• Job Location: Colombo, Sri Lanka

• Job Category: Banking & Insurance, Management, Private Jobs

Company Overview

SDB Bank is a licensed specialized bank regulated by the Central Bank of Sri Lanka, operating an island-wide network of 94 branches. Ranked among the top banks in Sri Lanka, the institution has transformed into a progressive and innovative organization. SDB Bank is deeply committed to making a tangible impact at all levels, driving socio-economic progress by fostering strong community connections, and contributing toward a brighter future for Sri Lanka.

Qualifications & Experience

applicants must possess:

• A Bachelor’s degree in Finance, Economics, Accounting, or an equivalent professional qualification from a recognized university or institution.

• A minimum of 10–12 years of professional experience covering SME lending within the banking or financial sector.

• Strong understanding of credit risk principles and related industry best practices.

• Knowledge of financial statement analysis, collateral management, and provisioning.

• Familiarity with Central Bank of Sri Lanka (CBSL) regulatory requirements and IFRS 9 standards.

• A clear understanding of diverse banking products (including loans, trade finance, guarantees, and retail credit) along with their associated risks.

Key Responsibilities

The selected manager will handle the following duties:

• Support the core credit risk management function, focusing heavily on risk identification, measurement, and monitoring.

• Conduct comprehensive qualitative and quantitative financial analysis of borrowers to accurately assess their repayment capacity and creditworthiness.

• Develop and maintain robust risk rating systems, stress testing models, and scenario analysis frameworks.

• Ensure strict operational compliance with CBSL directions, Basel III/IV frameworks, and internal institutional credit policies.

• Guide, coach, and mentor credit officers/analysts, actively fostering an organizational culture of integrity and sound decision-making.

Required Skills

• Excellent analytical, problem-solving, and communication skills.

• Proven leadership experience with the ability to manage and lead teams effectively.

• Ability to collaborate seamlessly across various teams and departments within the bank to successfully align risk management functions with broader business objectives.

Salary & Benefits

• An attractive remuneration package commensurate with experience is on offer for the right person.

• Fringe benefits on par with prevailing commercial banking industry standards.

• The opportunity to drive key credit frameworks within a highly progressive and community-focused corporate bank.

Important Notes

• Candidates are strictly required to mention the exact position name in the subject line of the email application.

• Applications must be submitted within 14 days of the publication of the advertisement.

• Kindly note that only shortlisted candidates will be contacted by the bank’s recruitment division.

How to Apply

Qualified professionals who meet the benchmarks are invited to submit their updated Curriculum Vitae (CV) via email directly to the human resources team.

• Email Address: careers@sdb.lk