Credit Risk Specialist

Job Overview

Merchant Bank of Sri Lanka & Finance PLC (MBSL), a subsidiary of the Bank of Ceylon, is seeking a dynamic and detail-oriented Credit Risk Specialist – Junior Executive Grade to support credit risk management, portfolio monitoring, Loan Review Management (LRM) activities, and the development of sound risk management practices.

Job Title: Credit Risk Specialist
Grade: Junior Executive Grade
Company: Merchant Bank of Sri Lanka & Finance PLC (MBSL)
Location: Colombo District, Sri Lanka
Closing Date: 24 September 2026

Position Details

• Support credit risk management and portfolio monitoring activities.
• Assist with Loan Review Management (LRM) activities and credit risk identification.
• Conduct independent credit risk assessments for credit facilities above LKR 10 million.
• Prepare risk reports and presentations for Management and Board Committees.
• Support the development and review of credit risk policies and procedures.
• Monitor portfolio risk trends and support risk mitigation initiatives.

Company Overview

Merchant Bank of Sri Lanka & Finance PLC (MBSL) is a leading financial institution and a subsidiary of the Bank of Ceylon. The company is committed to delivering innovative financial solutions while maintaining high standards of corporate governance and regulatory compliance.

Qualifications & Experience

• G.C.E. Advanced Level qualification with three passes, preferably in the Mathematics or Science stream, which will be considered an added advantage.
• Alternatively, a relevant professional qualification may be considered.
• At least one year of experience in Credit Risk Management or Credit Operations.
• Advanced proficiency in Microsoft Excel, including data analysis and reporting.
• Excellent written and verbal communication skills in English.
• Ability to prepare clear reports and presentations.

Key Responsibilities

• Manage Loan Review Management (LRM) activities, including portfolio monitoring and credit risk identification.
• Conduct independent credit risk assessments for credit facilities above LKR 10 million and provide recommendations.
• Prepare risk reports and presentations for Management and Board Committees.
• Develop and review credit risk policies and procedures to ensure regulatory and internal compliance.
• Monitor portfolio risk trends and support risk mitigation initiatives to strengthen overall credit quality.
• Assist in maintaining effective credit risk management practices within the organisation.

Required Skills

• Strong analytical and credit risk assessment skills.
• Advanced Microsoft Excel skills.
• Good data analysis and reporting capabilities.
• Excellent written and verbal communication skills in English.
• Ability to prepare professional reports and presentations.
• Strong attention to detail.
• Good understanding of credit risk and credit operations.
• Ability to identify and assess credit-related risks.
• Strong organisational and problem-solving skills.

Salary & Benefits

• An attractive remuneration package is offered to the selected candidate.
• Career progression opportunities are available for the right candidate.

How to Apply

Interested candidates should apply using the application button provided with this job post.

Applications can also be submitted through the online application process provided by MBSL.

Only shortlisted candidates will be contacted for further evaluation and interview arrangements.

Important Notes

• Job Grade: Junior Executive Grade.
• Closing Date: 24 September 2026.
• Credit facilities above LKR 10 million are specifically covered under the credit risk assessment responsibilities.
• Selection will be strictly based on merit.
• Any form of canvassing or attempt to influence the recruitment process will result in disqualification.
• Only shortlisted candidates will be contacted.