Risk & Quality Assurance Officer (Island Wide)

Risk & Quality Assurance Officer (Island Wide) – Sejaya Micro Credit Limited

Job Overview

Sejaya Micro Credit Limited is inviting applications from qualified and experienced candidates for the position of Risk & Quality Assurance Officer. The successful candidate will be responsible for monitoring branch operations, ensuring compliance with established policies and procedures, assessing loan quality, identifying operational risks, and strengthening internal controls across assigned branches.

Position Details

• Job Title: Risk & Quality Assurance Officer
• Company Name: Sejaya Micro Credit Limited
• Job Location: Island-wide, Sri Lanka
• Employment Type: Full-Time
• Industry: Microfinance / Financial Services
• Job Category: Risk Management / Quality Assurance / Compliance
• Number of Vacancies: 1
• Required Experience: Minimum 2 years of relevant experience
• Salary: Not specified in the advertisement
• Application Deadline: Within 7 days of the advertisement

Company Overview

Sejaya Micro Credit Limited is a microfinance institution and a fully owned subsidiary of Gojo & Company, Inc. (Japan). The company provides financial services and focuses on serving customers through its branch network across Sri Lanka.

Qualifications & Experience

Applicants should meet the following requirements:

• A recognised degree in Finance, Accounting, Auditing, or a related field; or
• Part qualification in CA, ACCA, or CIMA; or
• HNDA or AAT qualification together with GCE Advanced Level qualifications in any stream.
• Minimum of two years of experience in microfinance, risk management, audit, or compliance. Experience in financial institutions will be an advantage.
• Strong knowledge of risk assessment and internal controls.
• Excellent organisational, analytical, and problem-solving skills.
• Proficiency in Sinhala and English.
• Strong report-writing ability in English, which is essential for this position.
• Possession of a motorcycle and a valid riding licence will be an added advantage.
• Ability to travel to assigned branches according to the work schedule and visit other branches occasionally when required.

Key Responsibilities

• Ensure updated policies, procedures, and manuals are available and implemented across all branches.
• Verify that staff involved in lending activities are properly trained and comply with established processes.
• Conduct pre-loan and post-loan assessments to evaluate loan quality.
• Visit main and remote branches to monitor compliance and operational practices.
• Monitor portfolio concentration risks.
• Visit delinquent clients and analyse the root causes of loan delinquency.
• Ensure proper cash management and daily banking activities at branches.
• Identify, monitor, and report potential fraud and operational risks.
• Ensure legal cases are properly monitored and followed up.
• Recommend improvements to strengthen risk management, internal controls, and branch compliance.

Required Skills

• Risk assessment and management.
• Internal auditing and compliance monitoring.
• Loan assessment and portfolio quality analysis.
• Fraud identification and operational risk reporting.
• Cash management and branch operations monitoring.
• Analytical thinking and problem-solving.
• Strong report writing in English.
• Sinhala and English communication skills.
• Attention to detail and organisational skills.
• Willingness to travel to branches across Sri Lanka.

Salary & Benefits

The advertisement does not specify the salary or additional benefits. Applicants are encouraged to contact Sejaya Micro Credit Limited for further information about the remuneration package.

How to Apply

Interested and qualified candidates should forward their updated CV to the email address below within seven days of the advertisement.

Application Email: careers@sejayacredit.com

Email Subject: Risk & Quality Assurance Officer

Application Deadline: Within 7 days of the advertisement.

Company Website: www.sejayacredit.com

Applicants should highlight their relevant experience in microfinance, risk management, auditing, compliance, and branch operations in their CV.

Important Notes

• Only one vacancy is available.
• Applicants must meet the stated educational and professional qualification requirements.
• At least two years of relevant experience is required.
• Strong English report-writing skills are essential.
• A motorcycle and valid riding licence are advantageous but not mandatory.
• The selected candidate must be willing to travel to assigned branches and other branches when required.
• Applications should be submitted within seven days of the advertisement.
• The salary and benefits are not specified in the advertisement.