Assistant Manager (Credit Card Underwriting)

Assistant Manager (Credit Card Underwriting) – Dialog Finance PLC

Job Overview

Job Title: Assistant Manager – Credit Card Underwriting
Company: Dialog Finance PLC
Job Category: Banking & Insurance, Accounting & Finance, Management, Private Jobs
Job Location: Colombo, Sri Lanka
Work Location: Colombo
Employment Type: Full-time

Dialog Finance PLC is seeking an experienced professional for the position of Assistant Manager – Credit Card Underwriting. The role focuses on credit card underwriting, credit risk management, portfolio performance, credit policy implementation and regulatory compliance.

Position Details

Position: Assistant Manager – Credit Card Underwriting
Industry: Finance / Credit Services
Location: Colombo, Sri Lanka
Experience Required: Minimum 5 years in credit card underwriting

Company Overview

Dialog Finance PLC operates in Sri Lanka’s financial services sector. The Assistant Manager – Credit Card Underwriting will support credit decision-making, risk management and the development of credit card underwriting practices.

Qualifications & Experience

• Degree in Banking, Finance, Management or a related field.
• Equivalent professional qualifications will also be considered.
• Minimum 5 years of experience in credit card underwriting.
• Experience with:
  • Credit card lifecycle management
  • Credit policy implementation
  • Portfolio risk management
• Exposure to scorecards and credit models will be an added advantage.
• Experience with digital application journeys and system-based credit decisioning will be an added advantage.
• Excellent decision-making and problem-solving skills.
• Strong stakeholder management and communication skills.

Key Responsibilities

• Support the development and enhancement of credit card underwriting policies, scorecards, credit models and risk parameters.
• Manage credit risk across the card lifecycle, including acquisition, limit management and behaviour-based account strategies.
• Support digital application journeys and system-based credit decisioning.
• Review portfolio performance, identify emerging risks and recommend appropriate risk mitigation measures.
• Ensure compliance with regulatory requirements, governance standards and internal credit policies.

Required Skills

• Strong knowledge of credit card underwriting.
• Credit risk management skills.
• Understanding of credit card lifecycle management.
• Knowledge of credit policies and risk parameters.
• Exposure to scorecards and credit models.
• Understanding of digital credit application journeys and system-based credit decisioning.
• Strong analytical and problem-solving skills.
• Effective decision-making abilities.
• Stakeholder management skills.
• Strong communication skills.
• Knowledge of regulatory and governance requirements.

Salary & Benefits

• Salary and benefits are not specified in the vacancy advertisement.
• Opportunity to work in credit card underwriting and credit risk management.
• Exposure to credit models, digital credit decisioning and portfolio risk management.

How to Apply

Interested candidates who meet the requirements should forward their CV to:

Email: dfcareers@dialogfinance.lk

Please mention the post applied for as the email subject.

Important Notes

• Minimum 5 years of experience in credit card underwriting is required.
• Experience in credit card lifecycle management, credit policy implementation and portfolio risk management is expected.
• Exposure to scorecards, credit models, digital application journeys and system-based credit decisioning will be an added advantage.
• Candidates should demonstrate strong decision-making, problem-solving, stakeholder management and communication skills.