Regional Credit Executive

Regional Credit Executive – Singer Finance (Lanka) PLC

Job Overview

Singer Finance (Lanka) PLC is inviting applications for the position of Regional Credit Executive for the Southern Region. This opportunity is ideal for experienced credit professionals who are passionate about credit evaluation, portfolio management, and branch support within a leading finance company. The successful candidate will play a key role in maintaining portfolio quality while ensuring compliance with company credit policies.

Job Category: Banking & Insurance, Management, Private Jobs
Job Location: Southern Province, Sri Lanka

Position Details

Position: Regional Credit Executive

The Regional Credit Executive will be responsible for evaluating credit proposals, supporting branch credit operations, monitoring portfolio quality, conducting field visits, and ensuring compliance with the company’s credit policies and procedures.

Company Overview

Singer Finance (Lanka) PLC is a licensed finance company and a subsidiary of Singer (Sri Lanka) PLC. Incorporated in 2004, the company operates under the Finance Business Act No. 42 of 2011 and is regulated by the Central Bank of Sri Lanka. Singer Finance is recognized for providing innovative financial solutions while maintaining high standards of customer service and operational excellence.

Qualifications & Experience

• Below 30 years of age.
• Strong academic record with successful completion of G.C.E. Advanced Level.
• Degree, part qualification, or full professional qualification in Credit Management, Banking, Finance, or a related field will be an added advantage.
• Minimum of 3 years of experience in credit operations, credit evaluation, or branch operations.
• Sound knowledge of leasing, hire purchase, personal loan products, and credit procedures.
• Strong analytical, interpersonal, and problem-solving skills.
• Ability to work independently and travel within the assigned region.
• Proficiency in Tamil will be an added advantage.

Key Responsibilities

• Evaluate credit proposals and ensure compliance with company credit policies.
• Monitor branch credit operations and provide operational support within the assigned region.
• Conduct customer field visits and portfolio reviews to maintain portfolio quality.
• Approve credit facilities within delegated authority limits.
• Coordinate with branches to ensure proper documentation and compliance with credit processes.
• Minimize non-performing facilities through proactive monitoring and timely intervention.
• Prepare credit-related reports and support regional business objectives.
• Maintain high standards of credit risk management and portfolio performance.

Required Skills

• Strong knowledge of credit evaluation and risk assessment.
• Understanding of leasing, hire purchase, and personal loan products.
• Excellent analytical and decision-making skills.
• Strong communication and interpersonal abilities.
• Good organizational and report preparation skills.
• Ability to work independently and under pressure.
• Willingness to travel frequently within the assigned region.
• Customer-focused approach with strong relationship management skills.

Salary & Benefits

• Attractive remuneration package.
• Fringe benefits as stipulated by the Singer Group.
• Opportunity to work with one of Sri Lanka’s leading finance companies.
• Professional career development and growth opportunities.
• Dynamic and performance-driven working environment.

How to Apply

Interested candidates are invited to apply with their updated CV.

Postal Address:
Head of Human Resources
Singer Finance (Lanka) PLC
No. 498, R. A. De Mel Mawatha
Colombo 03

Important Notes

• This position is available for the Southern Region.
• Applicants should be below 30 years of age.
• Candidates should possess the required experience in credit operations or branch operations.
• Tamil language proficiency will be considered an added advantage.
• Only shortlisted candidates will be contacted for the selection process.