Executive Officer | Senior Executive (Credit Analyst)

Executive Officer | Senior Executive (Credit Analyst) – Seylan Bank PLC

Job Overview

Seylan Bank PLC is seeking a qualified and experienced professional for the position of Executive Officer / Senior Executive – Credit Analyst at its SME Hub covering Colombo and Negombo. The successful candidate will be responsible for evaluating SME credit proposals, conducting business and property inspections, coordinating with branches, monitoring credit facilities, and supporting effective credit risk management.

Position Details

Job Title: Executive Officer / Senior Executive – Credit Analyst
Company: Seylan Bank PLC
Department: SME Hub
Industry: Banking & Financial Services
Employment Type: Full-time
Job Location: Colombo / Negombo, Sri Lanka
Job Category: Banking & Insurance, Accounting & Finance, Management, Private Jobs

Company Overview

Seylan Bank PLC is a leading licensed commercial bank in Sri Lanka, providing a wide range of banking and financial services to individuals, businesses, and corporate customers. The bank provides opportunities for professionals to develop their careers while contributing to its banking and financial services operations.

Qualifications & Experience

• Minimum 6–7 years of overall relevant work experience.
• At least 3–4 years of experience as a Credit Analyst or in a similar credit-related role.
• Full or part professional qualification in Banking or Finance from a recognized professional body.
• A Degree or professional qualification in Management will be an added advantage.
• Experience in SME credit appraisal and credit analysis will be highly advantageous.
• Practical knowledge of business inspections, property assessments, credit proposals, and facility monitoring is preferred.
• Experience in handling performing and non-performing credit facilities will be an advantage.

Key Responsibilities

• Appraise SME credit proposals based on documents provided by branches within the stipulated turnaround time.
• Conduct business inspections and property visits jointly with Branch SME Relationship Officers.
• Coordinate with SME Relationship Officers at branches and clients to obtain information required to expedite credit proposals.
• Liaise with the Area Office and Seylan Head Office to track the status of recommended proposals and expedite credit processing.
• Initiate title verification and property valuation processes.
• Liaise with relevant legal agencies to obtain title verification and valuation reports within the required timelines.
• Ensure periodic reviews of facilities that are in the performing grade.
• Prepare Term Extension Facilities (TEFs) for temporary requests.
• Restructure or reschedule facilities that remain within the performing grade when required.
• Collaborate with branches to ensure excess and temporary facilities are settled on their due dates.
• Monitor Non-Performing Assets (NPA) facilities and follow up for settlement.
• Review credit-related documentation and ensure compliance with applicable policies and procedures.
• Support effective credit risk management and timely processing of SME credit facilities.

Required Skills

• Strong credit analysis and financial assessment skills.
• Excellent analytical and investigation skills.
• Good understanding of SME lending and credit evaluation.
• Strong attention to detail and commitment to data accuracy.
• Excellent written and verbal communication skills in English.
• Strong interpersonal and stakeholder management skills.
• Ability to communicate and collaborate effectively with branch teams, customers, and internal departments.
• Good understanding of credit documentation, property valuation, and title verification processes.
• Ability to work within strict deadlines and stipulated turnaround times.
• Strong problem-solving and decision-making abilities.
• Professionalism, dependability, integrity, and trustworthiness.
• Cooperative and team-oriented attitude.

Salary & Benefits

The advertisement does not specify the salary or detailed benefits package for this position. Compensation and benefits will be provided according to Seylan Bank PLC’s applicable employment terms and policies.

How to Apply

Interested candidates who meet the required qualifications and experience should send their CV along with a recently taken photograph to:

Email: careers@seylan.lk

Application Deadline: Within 7 days of the advertisement.

Applicants should clearly indicate the position applied for when submitting their application.

Important Notes

• This position is associated with the SME Hub covering Colombo and Negombo.
• Candidates should have 6–7 years of relevant overall experience, including 3–4 years in a Credit Analyst or similar role.
• A full or part professional qualification in Banking or Finance from a recognized professional body is required.
• A Degree or professional qualification in Management will be an added advantage.
• The role involves SME credit appraisal, business inspections, property visits, credit facility reviews, restructuring, rescheduling, and NPA monitoring.
• Candidates should have strong analytical, investigation, communication, and interpersonal skills.
• Strong written and verbal English communication skills are required.
• Applicants should be prepared to work closely with branches, customers, internal stakeholders, legal agencies, and other relevant parties.
• Only shortlisted candidates will be contacted by Seylan Bank HR.