Senior Executive (Digital Lending) – Dialog Finance PLC
Job Overview
Dialog Finance PLC is inviting applications for the position of Senior Executive – Digital Lending. The successful candidate will support credit decision-making, monitor digital lending system performance, optimise credit decisioning processes, and analyse portfolio trends and emerging risks. The role involves working closely with Business, IT, Analytics, Risk, Operations, and external vendors to improve lending performance and customer experience.
Position Details
- Job Title: Senior Executive – Digital Lending
- Company Name: Dialog Finance PLC
- Job Location: Sri Lanka
- Employment Type: Not specified in the advertisement
- Job Category: Banking, Finance, Digital Lending and Credit Risk
- Required Experience: Minimum 3 years of relevant experience
- Application Email: dfcareers@dialogfinance.lk
- Application Deadline: Not specified in the advertisement
Company Overview
Dialog Finance PLC is a financial services provider in Sri Lanka that offers financing solutions supported by technology-driven services. The company focuses on digital financial solutions and innovative lending services to improve customer experience and operational efficiency.
Qualifications & Experience
Applicants should meet the following requirements:
- A Degree or Diploma in Banking, Information Technology, Data Analytics, Statistics, Finance, or a related field, or equivalent professional qualifications.
- Minimum 3 years of experience in Credit Underwriting, Credit Risk Management, Digital Lending, or Credit Analytics.
- Good understanding of lending, digital lending products, credit decisioning processes, and credit policies.
- Knowledge of scorecards and credit risk parameters.
- Strong analytical, problem-solving, and data interpretation skills.
- Good stakeholder management skills.
- Exposure to digital lending platforms, credit decisioning systems, fraud management solutions, and Straight Through Processing (STP) would be a distinct advantage.
Key Responsibilities
- Support credit decision-making by reviewing underwriting outcomes, decision rules, and digital lending system performance.
- Assist in managing and optimising digital credit decisioning systems, fraud controls, and straight-through processing solutions.
- Analyse portfolio performance and identify trends, exceptions, and emerging risks.
- Conduct Non-Performing Loan (NPL) reviews.
- Collaborate with Business, IT, Analytics, Risk, Operations, and vendor teams to improve lending performance and customer experience.
- Help identify opportunities to improve credit decisioning processes and system efficiency.
- Support the monitoring and evaluation of credit risk parameters and lending outcomes.
Required Skills
- Digital lending operations and credit underwriting.
- Credit risk management and credit analytics.
- Credit decisioning systems and scorecards.
- Data analysis and interpretation.
- Fraud control and risk identification.
- Understanding of Straight Through Processing (STP).
- Strong analytical and problem-solving abilities.
- Stakeholder coordination and communication.
- Ability to work collaboratively in a technology-driven environment.
Salary & Benefits
The advertisement does not specify the salary or benefits package. Further details may be provided by Dialog Finance PLC during the recruitment process.
How to Apply
Interested and qualified candidates are invited to forward their CV to the following email address:
Email: dfcareers@dialogfinance.lk
Applicants must mention the position applied for in the email subject line.
Suggested Email Subject: Application for Senior Executive – Digital Lending
Candidates should highlight their relevant qualifications and experience in digital lending, credit underwriting, credit risk management, or credit analytics.
Important Notes
- A relevant degree, diploma, or equivalent professional qualification is required.
- Applicants must have at least 3 years of relevant experience.
- Experience with digital lending platforms, credit decisioning systems, fraud management solutions, and STP is an advantage.
- Strong analytical, data interpretation, and problem-solving skills are important.
- The application deadline is not specified in the advertisement.
